:root{
  --navy:#07152d; --navy2:#0d2347; --gold:#d9a62e; --gold2:#f1c65b;
  --text:#162033; --muted:#5f6b7a; --bg:#f7f8fb; --white:#fff; --line:#e5e8ef;
  --shadow:0 16px 40px rgba(7,21,45,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{width:min(1120px,calc(100% - 36px));margin:auto}
.topbar{background:#061126;color:#dce5f4;font-size:.92rem}
.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0;flex-wrap:wrap}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy);letter-spacing:-.02em}
.brand img{width:50px;height:50px;border-radius:12px;object-fit:cover}
.brand small{display:block;font-weight:600;color:#61708a;letter-spacing:0;font-size:.72rem}
.menu{display:flex;align-items:center;gap:24px;font-weight:650;font-size:.95rem}
.menu a:hover{color:#9b7418}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;padding:13px 19px;font-weight:800;border:1px solid transparent;transition:.2s}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#2b2107;box-shadow:0 8px 20px rgba(217,166,46,.24)}
.btn-outline{border-color:#c8d0dc;background:#fff;color:var(--navy)}
.hero{background:radial-gradient(circle at 15% 20%,#183d78 0,#0a1e42 38%,#061126 78%);color:#fff;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:46px;padding:72px 0}
.kicker{display:inline-flex;gap:8px;align-items:center;color:#f0ca68;font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}
.hero h1,.page-hero h1{font-size:clamp(2.25rem,5vw,4.4rem);line-height:1.03;margin:14px 0 20px;letter-spacing:-.05em}
.hero p{font-size:1.12rem;color:#d9e3f2;max-width:650px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.trust{display:flex;gap:24px;flex-wrap:wrap;margin-top:28px;color:#d9e3f2;font-size:.94rem}
.hero-photo{position:relative}
.hero-photo:before{content:"";position:absolute;inset:-18px 18px 18px -18px;border:1px solid rgba(241,198,91,.55);border-radius:28px}
.hero-photo img{position:relative;border-radius:24px;box-shadow:0 26px 80px rgba(0,0,0,.34);aspect-ratio:4/5;object-fit:cover}
section{padding:74px 0}
.section-head{max-width:720px;margin-bottom:36px}
.section-head span{color:#9b7418;font-weight:850;text-transform:uppercase;letter-spacing:.1em;font-size:.78rem}
.section-head h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.15;letter-spacing:-.04em;margin:8px 0 12px;color:var(--navy)}
.section-head p{color:var(--muted);margin:0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{border:1px solid var(--line);border-radius:18px;padding:26px;background:#fff;box-shadow:0 9px 30px rgba(7,21,45,.05)}
.card h3{color:var(--navy);margin:8px 0 8px;font-size:1.15rem}
.card p{color:var(--muted);margin:0 0 12px}
.card a{color:#8a6614;font-weight:800}
.icon{width:42px;height:42px;border-radius:12px;background:#fff4d4;display:grid;place-items:center;color:#8a6614;font-weight:900}
.alt{background:var(--bg)}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:center}
.split img{border-radius:22px;box-shadow:var(--shadow)}
.checks{display:grid;gap:12px;margin:20px 0}
.check{display:flex;gap:10px;align-items:flex-start}
.check b{color:#8a6614}
.cta{background:linear-gradient(135deg,#081a38,#0f2b59);color:#fff;border-radius:24px;padding:42px;display:flex;justify-content:space-between;gap:30px;align-items:center}
.cta h2{margin:0 0 8px;font-size:clamp(1.7rem,3vw,2.4rem)}
.cta p{margin:0;color:#d9e3f2}
.page-hero{background:#07152d;color:#fff;padding:64px 0}
.page-hero h1{max-width:900px;font-size:clamp(2.1rem,4vw,3.6rem)}
.page-hero p{max-width:760px;color:#d9e3f2;font-size:1.08rem}
.content{max-width:820px}
.content h2{color:var(--navy);margin-top:34px}
.content p,.content li{color:#445064}
.notice{background:#fff8e6;border:1px solid #f2d88c;border-radius:14px;padding:18px;color:#604a14}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.contact-box{border:1px solid var(--line);border-radius:18px;padding:24px}
.contact-box h3{margin-top:0;color:var(--navy)}
footer{background:#061126;color:#cbd6e6;padding:52px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
footer h3{color:#fff;margin-top:0}
footer a{display:block;margin:7px 0}
footer a:hover{color:#f0ca68}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;font-size:.88rem;color:#9fb0c7}
.whatsapp-float{position:fixed;right:20px;bottom:20px;background:#1f9d55;color:#fff;border-radius:999px;padding:13px 17px;font-weight:850;box-shadow:0 12px 30px rgba(0,0,0,.22);z-index:30}
.mobile-toggle{display:none}
@media(max-width:860px){
 .menu{display:none}.hero-grid,.split,.grid-3,.footer-grid,.contact-grid{grid-template-columns:1fr}
 .hero-grid{padding:48px 0}.hero-photo{max-width:520px}.topbar .container{justify-content:center}
 .cta{align-items:flex-start;flex-direction:column}.nav{min-height:68px}
}
@media(max-width:560px){
 .container{width:min(100% - 24px,1120px)}section{padding:52px 0}.hero h1{font-size:2.45rem}
 .brand span{font-size:.95rem}.brand small{font-size:.68rem}.btn{width:100%}.actions{display:grid}
 .whatsapp-float{right:12px;bottom:12px}
}